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    Make It Happen

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    Change

    When it comes to changes in your life to you lean into change or do you fight it? 

    For 86% of Americans they fight the idea of change.  And while they resist that change can lead to a better quality of life, they won’t change.  Their mind processes everything that could go wrong and it freezes them.  If instead of focusing or dwelling on the negatives, you’d focus on how your quality of life would improve, and how you’ve prepared yourself for this change, it wouldn’t be as scary. 

    We like to focus on the negatives, that is how we are programmed.  But if can alter how we think, we are more likely to make more changes, and focus on how these changes are good.    When I moved out of my condo, I was not happy with the idea of house I was temporary moving into before I headed across the country. 

    I was thinking about everything I hated about this house, while yes I knew it was temporary, the idea of living there at all just sucked.  But as the time grew closer that I was moving in, my demeanor changed on how I looked at this place.  I started to think about that it was free to live there, I had more space, easier to let my dog out, and the internet was a lot faster.  (if you own a web based company you’ll understand that one)

    I also knew I had to let go of things from my old life to move forward with my new life, I was building.  While I still love that condo in downtown Cleveland, my future isn’t in Cleveland, it is elsewhere.  I couldn’t move if I wasn’t willing to let go of it. 

    Please send me a message or start a discussion below,  as our community would love to hear your thoughts on this topic.  

    Breakdown of Your Credit Report

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    What Makes Up Your Credit Report

    Last week I wrote an article for one of the companies I work with, Forever Young Credit Repair.  As Jayson and I grow this business I’ve learn that a lot of people think their credit report is simply if they pay their bills on time.  While that is the largest portion of your credit report.  Your ability to pay on time only makes up 35% of your credit report. 

    The 5 sections that make up your credit report are:

    • Payment History (35%)
    • Credit Utilization (30%)
    • Length of Credit History (15%)
    • New Credit (10%)
    • Credit Mix (10%)

    If understanding what your credit report it made of is important to you (which it should be) check out the article I wrote. 

    Please send me a message or start a discussion below,  as our community would love to hear your thoughts on this topic.  

    What’s Your Identity

    Who are You?

    If you had to describe who you are, and what makes up your identity what would you?  You’re a basketball player?  Student?  Software Engineer?  Lawyer?   Well, you’d be wrong! 

    You identity can’t be taken away from you.  So if you thought you identified as a basketball player and you break your leg, are you still a basketball player?  Once you graduate from school are you still a student?  If you loss your license to practice law are you still a lawyer? 

    When you think of your identity its who you are as a person if everything you have is stripped from you.  It is made up of your character not your profession.  Its how you act as a person, and not what you have.  Its made up of what you have done as person.

    Nouns to be used to describe your identity “carefree, loving, strict, go getter and etc”.  So if you were asked now, what is your identity?